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Mortgage Payment Calculator
Use our morgage payment calculator to help you determine if it makes sense financially to buy or rent. It takes more than looking at just your mortgage payment to answer this question. This calculator helps you weed through the fees, taxes, and monthly payments to help you make a good financial decision. Check the data on our calculator, then compare mortgage payment rates with our featured lenders.
Monthly Rental Payment: $ 
Mortgage Loan Amount: $ 
Interest Rate:  %
Mortgage Loan Term:  years
Property Tax:  %
Your Income Tax Rate (Bracket):  %

Rent
Monthly Rent Payment: $ 
Annual Rent Payment: $ 
Rent Payments Over Years: $ 
 
Own
Monthly Mortgage Payment: $ 
Annual Mortgage Payment: $ 
Mortgage Over Years: $ 

Definitions
Monthly Rental Payment: The amount you currently pay for rent per month.

Mortgage Loan Amount:
The total amount you wish to borrow.

Interest Rate:
The current mortgage interest rate charged by the lender.

Mortgage Loan Term:
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

Property Tax:
Your property tax rate. If unknown, enter 1%.

Your Income Tax Rate:
Your income tax rate. If unknown, enter 28%.

 This calculator is only offered as a planning tool; the results are estimates and are not an offer to make a loan of any amount. Lending decisions will also depend on your employment history, credit scores and other factors not considered here. For more precise loan information, please contact one of our featured lending institutions. None of the financial information entered in this calculation is retained.
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